Used Car Finance in Midlands
At Opulent Motors, we make financing your next used car, crossover, or van in Derby, Derbyshire, straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away with your ideal vehicle without any hassle. Visit us to explore tailored finance solutions in the Midlands.
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £11,899.00 |
| Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 |
| First Payment £200.43 | 46 Monthly Payments £200.43 |
| Final Payment £4,179.75 | Agreement Duration 48 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £2,890.86 | Total Amount Payable £14,789.86 |
| Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £11,899.00 | Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 | First Payment £200.43 |
| 46 Monthly Payments £200.43 | Final Payment £4,179.75 | Agreement Duration 48 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £2,890.86 | Total Amount Payable £14,789.86 | Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £11,899.00 | Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 | First Payment £200.43 | 46 Monthly Payments £200.43 | Final Payment £4,179.75 |
| Agreement Duration 48 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £2,890.86 | Total Amount Payable £14,789.86 | Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our finance team is dedicated to finding the most suitable plan for your budget and lifestyle.
Yes, you can! We work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.
The process is straightforward. First, choose the used car, crossover, or van that suits your needs from our extensive range. Then, fill out our simple online finance application form. Once submitted, our finance experts will review your application and contact you with the available options.
We aim to provide decisions as quickly as possible. In most cases, you can expect to receive a decision within 24 hours from the time of submitting your finance application.
Absolutely! We accept part exchanges as a deposit. Bring your current vehicle to our dealership, and we will evaluate it to determine its trade-in value, which can then be put towards your deposit.
Generally, there are no restrictions on the cars you can purchase with finance from us. We offer a wide range of used cars, crossovers, and vans in Derby, and our finance options are applicable to all the vehicles in our inventory, subject to approval.
Used Cars in Derby
- Used Alfa Romeo in Derby
- Used Audi in Derby
- Used BMW in Derby
- Used Citroen in Derby
- Used Fiat in Derby
- Used Ford in Derby
- Used Honda in Derby
- Used Hyundai in Derby
- Used Infiniti in Derby
- Used Jaguar in Derby
- Used Jeep in Derby
- Used Kia in Derby
- Used Land Rover in Derby
- Used Lexus in Derby
- Used Mercedes-Benz in Derby
- Used MINI in Derby
- Used Mitsubishi in Derby
- Used Nissan in Derby
- Used Peugeot in Derby
- Used Porsche in Derby
- Used Renault in Derby
- Used SEAT in Derby
- Used Skoda in Derby
- Used Suzuki in Derby
- Used Toyota in Derby
- Used Vauxhall in Derby
- Used Volkswagen in Derby
- Used Volvo in Derby