Used Car Finance in East Midlands
At Opulent Motors, we make financing your next used car in the East Midlands straightforward and stress-free. Whether you're eyeing a car, crossover, or van, our flexible finance options are designed to suit your budget, ensuring you drive away with your ideal vehicle without any financial hassle.
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £11,899.00 |
| Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 |
| First Payment £200.43 | 46 Monthly Payments £200.43 |
| Final Payment £4,179.75 | Agreement Duration 48 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £2,890.86 | Total Amount Payable £14,789.86 |
| Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £11,899.00 | Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 | First Payment £200.43 |
| 46 Monthly Payments £200.43 | Final Payment £4,179.75 | Agreement Duration 48 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £2,890.86 | Total Amount Payable £14,789.86 | Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £11,899.00 | Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 | First Payment £200.43 | 46 Monthly Payments £200.43 | Final Payment £4,179.75 |
| Agreement Duration 48 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £2,890.86 | Total Amount Payable £14,789.86 | Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our finance experts are on hand to guide you through each option to find the best fit for your budget and lifestyle.
Yes, you can! We work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we often find solutions for our customers with less than perfect credit scores.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (recent utility bill or bank statement), and proof of income (recent payslips or bank statements). Additional documents may be required depending on your specific circumstances.
The approval process can be as quick as 24 hours. Once you submit all the required documents, our finance team works diligently to get you an approval as quickly as possible.
Absolutely! We gladly accept part exchanges as a part of the payment towards your next car or crossover. We offer competitive valuations to ensure you get the best deal possible.
Transparency is key for us, so we make sure all fees are clearly outlined in your finance agreement. Typical fees might include administration fees, documentation fees, and any applicable early repayment charges. We will discuss all potential fees with you during the finance application process.
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