Used Car Finance in Derbyshire
At Opulent Motors, we make financing your next used car in Derbyshire straightforward and stress-free. Whether you're eyeing a sleek car or a versatile crossover, our flexible finance options are designed to suit your budget. Visit us in Derby, Derbyshire, and the East Midlands to find your perfect vehicle and learn more about our tailored finance plans.
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £11,899.00 |
| Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 |
| First Payment £200.43 | 46 Monthly Payments £200.43 |
| Final Payment £4,179.75 | Agreement Duration 48 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £2,890.86 | Total Amount Payable £14,789.86 |
| Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £11,899.00 | Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 | First Payment £200.43 |
| 46 Monthly Payments £200.43 | Final Payment £4,179.75 | Agreement Duration 48 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £2,890.86 | Total Amount Payable £14,789.86 | Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £11,899.00 | Total Deposit £1,189.90 | Total Amount of Credit £10,709.10 | First Payment £200.43 | 46 Monthly Payments £200.43 | Final Payment £4,179.75 |
| Agreement Duration 48 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £2,890.86 | Total Amount Payable £14,789.86 | Annual Fixed Interest Rate 9.90% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.
Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually and strive to find a suitable finance solution.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as payslips or bank statements for the last three months).
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of the information provided and the specifics of your application.
Absolutely, we accept part exchanges as a deposit. The value of your current vehicle can be assessed and used towards the deposit for your next car or crossover, potentially lowering your monthly payments.
Finance options are available for most of the cars and crossovers in our inventory. However, some restrictions might apply based on the age and mileage of the vehicle. Our team can provide specific details based on the car you are interested in.
Used Cars in Derby
- Used Alfa Romeo in Derby
- Used Audi in Derby
- Used BMW in Derby
- Used Citroen in Derby
- Used Fiat in Derby
- Used Ford in Derby
- Used Honda in Derby
- Used Hyundai in Derby
- Used Infiniti in Derby
- Used Jaguar in Derby
- Used Jeep in Derby
- Used Kia in Derby
- Used Land Rover in Derby
- Used Lexus in Derby
- Used Mercedes-Benz in Derby
- Used MINI in Derby
- Used Mitsubishi in Derby
- Used Nissan in Derby
- Used Peugeot in Derby
- Used Porsche in Derby
- Used Renault in Derby
- Used SEAT in Derby
- Used Skoda in Derby
- Used Suzuki in Derby
- Used Toyota in Derby
- Used Vauxhall in Derby
- Used Volkswagen in Derby
- Used Volvo in Derby