Used Car Finance in Derby

At Opulent Motors, we make financing your next used car in Derby straightforward and stress-free. Whether you're eyeing a car, crossover, or van, our flexible finance options are designed to suit your budget. Visit us in Derby, Derbyshire, and the East Midlands to find your perfect vehicle and explore our competitive finance plans.

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Porsche 911 3.8 997 Carrera S Coupe 2dr Petrol Manual (277 g/km, 350 bhp)

£30,999

From £2,301.75/month
Porsche

911

3.8 997 Carrera S Coupe 2dr Petrol Manual (277 g/km, 350 bhp)
£30,999
(From £2,301.75/month)
2006
76,000 miles
4.8 seconds
24.6 mpg
Porsche Panamera 4.8T V8 Turbo Hatchback 5dr Petrol PDK 4WD Euro 5 (s/s) (500 ps)

£24,000

From £482.59/month
Porsche

Panamera

4.8T V8 Turbo Hatchback 5dr Petrol PDK 4WD Euro 5 (s/s) (500 ps)
£24,000
(From £482.59/month)
2013
92,075 miles
4.2 seconds
24.6 mpg
Jaguar F-PACE 2.0 D240 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s/s) (240 ps)

£23,799

From £478.54/month
Jaguar

F-PACE

2.0 D240 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s/s) (240 ps)
£23,799
(From £478.54/month)
2019
40,380 miles
6.8 seconds
39.6 mpg
Audi Q5 2.0 TDI 40 S line SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (190 ps)

£19,399

From £390.07/month
Audi

Q5

2.0 TDI 40 S line SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (190 ps)
£19,399
(From £390.07/month)
2018
87,600 miles
8.1 seconds
38.2 mpg
Lexus RX 3.5 450h V6 F Sport SUV 5dr Petrol Hybrid CVT 4WD Euro 6 (s/s) (313 ps)

£17,000

From £341.83/month
Lexus

RX

3.5 450h V6 F Sport SUV 5dr Petrol Hybrid CVT 4WD Euro 6 (s/s) (313 ps)
£17,000
(From £341.83/month)
2016
106,000 miles
7.7 seconds
51.4 mpg
Land Rover Discovery Sport 2.0 TD4 Landmark SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)

£16,999

From £341.81/month
Land Rover

Discovery Sport

2.0 TD4 Landmark SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)
£16,999
(From £341.81/month)
2018
75,000 miles
9.2 seconds
36.8 mpg
Land Rover Discovery Sport 2.0 TD4 HSE Luxury SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)

£14,499

From £291.53/month
Land Rover

Discovery Sport

2.0 TD4 HSE Luxury SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)
£14,499
(From £291.53/month)
2019
78,717 miles
9.2 seconds
36.8 mpg
MINI Hatch 2.0 Cooper S Hatchback 3dr Petrol Auto Euro 6 (s/s) (192 ps)

£14,100

From £283.51/month
MINI

Hatch

2.0 Cooper S Hatchback 3dr Petrol Auto Euro 6 (s/s) (192 ps)
£14,100
(From £283.51/month)
2017
31,248 miles
6.7 seconds
53.3 mpg
BMW M3 3.2 M3 SMG 2d 338 BHP BLACK LEATHER INTERIOR

£13,999
BMW

M3

3.2 M3 SMG 2d 338 BHP BLACK LEATHER INTERIOR
£13,999
2004
117,880 miles
5.5 seconds
23.3 mpg
Land Rover Discovery Sport 2.0 TD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)

£13,000

From £261.39/month
Land Rover

Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)
£13,000
(From £261.39/month)
2016
61,564 miles
8.4 seconds
53.3 mpg
Toyota Avensis 2.0 D-4D Business Edition Plus Touring Sports 5dr Diesel Manual Euro 6 (s/s) (143 ps)

£12,999

From £261.37/month
Toyota

Avensis

2.0 D-4D Business Edition Plus Touring Sports 5dr Diesel Manual Euro 6 (s/s) (143 ps)
£12,999
(From £261.37/month)
2015
24,000 miles
9.5 seconds
61.4 mpg
SEAT Leon 2.0 TSI Cupra 280 Sport Coupe 3dr Petrol DSG Euro 6 (s/s) (280 ps)

£12,850

From £258.37/month
SEAT

Leon

2.0 TSI Cupra 280 Sport Coupe 3dr Petrol DSG Euro 6 (s/s) (280 ps)
£12,850
(From £258.37/month)
2015
79,087 miles
5.7 seconds
42.8 mpg
Jeep Grand Cherokee 3.0 V6 CRD Overland SUV 5dr Diesel Auto 4WD Euro 6 (247 bhp)

£12,799

From £257.35/month
3.0 V6 CRD Overland SUV 5dr Diesel Auto 4WD Euro 6 (247 bhp)
£12,799
(From £257.35/month)
2016
100,000 miles
8.2 seconds
37.7 mpg
Porsche Boxster 3.2 24V S 2d 280 BHP 7 service stamps 12month warranty

£12,000

From £734.71/month
Porsche

Boxster

3.2 24V S 2d 280 BHP 7 service stamps 12month warranty
£12,000
(From £734.71/month)
2006
70,000 miles
5.5 seconds
27.2 mpg
Land Rover Range Rover Evoque 2.2 SD4 Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/s) (190 ps)

£11,995

From £241.18/month
Land Rover

Range Rover Evoque

2.2 SD4 Dynamic SUV 5dr Diesel Auto 4WD Euro 5 (s/s) (190 ps)
£11,995
(From £241.18/month)
2014
66,000 miles
8 seconds
47.1 mpg
Jaguar XJ 3.0d V6 R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (300 ps)

£11,300
Jaguar

XJ

3.0d V6 R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (300 ps)
£11,300
2017
142,000 miles
5.9 seconds
48 mpg
Vauxhall Astra GTC 1.6 CDTi ecoFLEX Limited Edition Coupe 3dr Diesel Manual Euro 6 (s/s) (136 ps)

£10,999

From £221.15/month
Vauxhall

Astra GTC

1.6 CDTi ecoFLEX Limited Edition Coupe 3dr Diesel Manual Euro 6 (s/s) (136 ps)
£10,999
(From £221.15/month)
2015
12,715 miles
9.5 seconds
65.7 mpg
Audi A5 2.0 TDI Black Edition Sportback 5dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)

£10,250

From £206.09/month
Audi

A5

2.0 TDI Black Edition Sportback 5dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)
£10,250
(From £206.09/month)
2014
84,000 miles
7.9 seconds
53.3 mpg
Volkswagen Polo 1.8 TSI BlueMotion Tech GTI Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps)

£9,499

From £190.99/month
Volkswagen

Polo

1.8 TSI BlueMotion Tech GTI Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps)
£9,499
(From £190.99/month)
2015
81,003 miles
6.7 seconds
47.1 mpg
SEAT Leon 1.5 TSI EVO FR Hatchback 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£8,999

From £180.94/month
SEAT

Leon

1.5 TSI EVO FR Hatchback 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£8,999
(From £180.94/month)
2019
89,047 miles
9.4 seconds
46.3 mpg
BMW Z3 2.8i Roadster 2dr Petrol Manual (225 g/km, 193 bhp)

£8,795
BMW

Z3

2.8i Roadster 2dr Petrol Manual (225 g/km, 193 bhp)
£8,795
1999
44,000 miles
30.1 mpg
BMW X1 2.0 18d Sport SUV 5dr Diesel Auto xDrive Euro 5 (s/s) (143 ps)

£8,300

From £166.88/month
BMW

X1

2.0 18d Sport SUV 5dr Diesel Auto xDrive Euro 5 (s/s) (143 ps)
£8,300
(From £166.88/month)
2015
71,500 miles
10.1 seconds
52.3 mpg
Volkswagen Scirocco 1.4 TSI BlueMotion Tech GT Hatchback 3dr Petrol Manual Euro 6 (s/s) (125 ps)

£8,300

From £166.88/month
Volkswagen

Scirocco

1.4 TSI BlueMotion Tech GT Hatchback 3dr Petrol Manual Euro 6 (s/s) (125 ps)
£8,300
(From £166.88/month)
2015
89,050 miles
9.3 seconds
52.3 mpg
Ford Focus 1.5 TDCi EcoBoost ST-Line Estate 5dr Diesel Manual Euro 6 (s/s) (120 ps)

£7,150

From £143.76/month
Ford

Focus

1.5 TDCi EcoBoost ST-Line Estate 5dr Diesel Manual Euro 6 (s/s) (120 ps)
£7,150
(From £143.76/month)
2017
93,500 miles
10.7 seconds
74.3 mpg
Vauxhall Corsa 1.4 16V SE Hatchback 5dr Petrol Auto Euro 5 (100 ps)

£6,600

From £132.70/month
Vauxhall

Corsa

1.4 16V SE Hatchback 5dr Petrol Auto Euro 5 (100 ps)
£6,600
(From £132.70/month)
2013
44,000 miles
13.9 seconds
44.8 mpg
Mercedes-Benz C Class 2.1 C220 CDI AMG Sport Edition Saloon 4dr Diesel G-Tronic+ Euro 5 (s/s) (170 ps)

£6,599

From £132.68/month
Mercedes-Benz

C Class

2.1 C220 CDI AMG Sport Edition Saloon 4dr Diesel G-Tronic+ Euro 5 (s/s) (170 ps)
£6,599
(From £132.68/month)
2014
109,000 miles
8.1 seconds
56.5 mpg
Mercedes-Benz E Class 2.1 E250 CDI BlueEfficiency Sport Saloon 4dr Diesel G-Tronic+ Euro 5 (s/s) (204 ps)

£6,563

From £131.95/month
Mercedes-Benz

E Class

2.1 E250 CDI BlueEfficiency Sport Saloon 4dr Diesel G-Tronic+ Euro 5 (s/s) (204 ps)
£6,563
(From £131.95/month)
2013
79,108 miles
7.5 seconds
53.3 mpg
Infiniti Q30 1.5d SE Hatchback 5dr Diesel Manual Euro 6 (s/s) (109 ps)

£6,499

From £130.66/month
Infiniti

Q30

1.5d SE Hatchback 5dr Diesel Manual Euro 6 (s/s) (109 ps)
£6,499
(From £130.66/month)
2016
75,750 miles
12 seconds
68.9 mpg
Typical Representative Finance Example
Product
Personal Contract Purchase		Cash Price
£11,899.00
Total Deposit
£1,189.90		Total Amount of Credit
£10,709.10
First Payment
£200.43		46 Monthly Payments
£200.43
Final Payment
£4,179.75		Agreement Duration
48 months
Admin Fee
£0.00		Option to Purchase Fee
£0.00
Interest Charges
£2,890.86		Total Amount Payable
£14,789.86
Annual Fixed Interest Rate
9.90%		Representative APR
9.90%
Product
Personal Contract Purchase		Cash Price
£11,899.00		Total Deposit
£1,189.90		Total Amount of Credit
£10,709.10		First Payment
£200.43
46 Monthly Payments
£200.43		Final Payment
£4,179.75		Agreement Duration
48 months		Admin Fee
£0.00		Option to Purchase Fee
£0.00
Interest Charges
£2,890.86		Total Amount Payable
£14,789.86		Annual Fixed Interest Rate
9.90%		Representative APR
9.90%
Product
Personal Contract Purchase		Cash Price
£11,899.00		Total Deposit
£1,189.90		Total Amount of Credit
£10,709.10		First Payment
£200.43		46 Monthly Payments
£200.43		Final Payment
£4,179.75
Agreement Duration
48 months		Admin Fee
£0.00		Option to Purchase Fee
£0.00		Interest Charges
£2,890.86		Total Amount Payable
£14,789.86		Annual Fixed Interest Rate
9.90%		Representative APR
9.90%

We offer a variety of financing options including hire purchase, personal contract purchase, and lease agreements tailored to meet your budget and requirements.

You can apply for finance directly through our website by filling out the application form, or you can visit our dealership in Derby to discuss your options and complete the application in person.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

Yes, we accept part exchanges as a form of payment. We will assess the value of your current vehicle and this amount can be put towards the finance of your next car or crossover.

Eligibility criteria can include a minimum age requirement, a valid UK driving licence, proof of income, and a good credit history. Specific criteria may vary, so please contact us for detailed information.

We aim to provide a decision as quickly as possible. In most cases, you can expect to receive a decision within 24 to 48 hours after submitting a complete application.

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